Planting the seeds for
future generations

About Harvest Wealth Management

Engaging in a relationship of trust and providing value-added advice to individual and corporate clients in an ever changing environment

Everyone has a vision of how they would like to live and what they wish to be able to accomplish.  Some visions are very clear, others are vague.  Until you identify your dreams, no one can assist you in achieving them.

We are an independent organization with more than 100 years of combined, individual experience in the financial industry, that tailors financial solutions for clients by drawing from the largest names in the Canadian financial and insurance services.

Hours of Operation

Monday to Friday

Kentville Office

28 Webster Court
Kentville, NS  B4N 1H2

Phone (902) 678-2788
Fax (902) 678-2335
Toll-Free: (855) 360-7117


Kingston Office

707 Main Street
PO Box 160
Kingston, NS  B0P 1R0

Phone (902) 825-6000
Fax (902) 242-2412
Toll-Free (855) 360-7117



There are no positions available at this time. If you would like to be considered for future opportunities please e-mail your resume to

Resumes will be kept on file for 1 year

Products and Services

Here’s how we can help you

Investment Solutions

Registered Retirement Savings Plan (RRSP)

Registered Education Savings Plan (RESP)

Tax-Free Savings Account (TFSA)

Registered Disability Savings Plan (RDSP)

Segregated Funds

Mutual Funds

Insurance Solutions

Term Life

Participating Life

Universal Life

Critical Illness

Disability Insurance

Health and Dental


Business Solutions

Personal Financial Planning

Corporate Financial Planning

Buy/Sell Planning

Business Succession Planning

Farm Succession Planning

Employee Benefits

Group Health and Dental Plans

Group Retirement Savings Plans

Best Doctors Insurance

Meet Our Team

We strive to earn the right to work with our valued clients in a personal and meaningful way.

Scott C. Nichols, BBA, EPC

Scott C. Nichols, BBA, EPC


Investment Representative 

As the president and owner of Harvest Wealth Management, Scott understands the importance of providing excellent financial advice and service.  With his experience and team, he is committed to maintaining the reputation of HWM as a world-class wealth management organization.  Scott was born and raised in the Annapolis Valley so he understands the needs and values of Nova Scotians.  Scott graduated at Acadia University with his Bachelor of Business Administration and joined London Life Insurance in 1999 with his mentor Stephen Healy.  In 2012, Scott opened Nichols Wealth Management which is now Harvest Wealth Management.  Scott has also continued his education and received his Elder Planning designation (EPC) and has successfully completed the Canadian Securities Course and is working towards his Certified Financial Planner designation. He loves living in the valley spending his spare time with his wife and children; watching his children’s sporting events, occasionally golfing, or working on home improvements.

To meet with Scott you may email his Marketing Associate @

Stephen Healy, BSc Agr.

Stephen Healy, BSc Agr.

Stephen has a long successful history of offering financial advice.  After completing high school, he studied at the Nova Scotia Agricultural College and the University of Guelph, graduating with a Bachelor of Science in Agriculture. He joined London Life in Halifax in 1976 as an advisor and a year later moved to the Annapolis Valley with his wife.  Over the last 43 years, Steve has been trained in all aspects of Life Insurance and Financial Planning.  This has allowed Steve to form long-term relationships and build trust with his community involvement as a member of the Kentville Rotary Club.  Steve also continues to pursue his interest in agriculture, having served eleven years on the Nova Scotia Farm Loan Board and is also a member of the Dalhousie University Faculty of Agriculture Campaign Cabinet Committee.  Steve spends his spare time with his wife, children and grandchildren at his cottage in Halls Harbour or at the family farm.

If you would like to meet with Stephen you may e-mail his Marketing Associate @

David Reid, BBA

David Reid, BBA

Financial Security Advisor

Investment Representative

Dave graduated from St. Francis Xavier with a Bachelor of Business Administration, specializing in Marketing. After school he joined London Life in 2009 with the desire to focus on helping clients plan for financial success, ultimately deciding to join Harvest Wealth in 2016. David understands the importance of building long-term relationships to better understand his client’s goals. When David is not in the office he is at the gym, on the golf course and spending time with his wife and kids.

If you would like to meet with David you may contact his Marketing Associate @

Megan (Verran) Wenckowski

Megan (Verran) Wenckowski

Financial Security Advisor

Megan was born and raised in Bridgetown, NS. After high school, Megan moved to Alberta where she completed her degree and met her husband. Returning to Nova Scotia Megan began to explore career opportunities and found Harvest Wealth Management, a place where she could leverage her interest in educating families. As HWM’s newest Advisor Megan’s outgoing and compassionate personality puts her clients at ease. She is heavily involved in her community schools and is passionate about physical health. You may find her at the soccer field, and volleyball court and spending time with her husband and three children.

If you would like to meet with Megan you may contact her Marketing Associate @

Fred Metzler

Fred Metzler

Financial Security Advisor

Fred enjoys helping our clients meet their retirement goals so they can spend time doing what they enjoy. Fred graduated from NSCC with a diploma in accounting and has worked in the financial industry for 40 years. Fred has been a Financial Security Advisor with Harvest Wealth for 2 years. Born and raised in the valley Fred now lives in New Minas with his wife, Rosalie. When Fred’s not in the office you’ll find him spending time with his family, travelling and golfing.

If you would like to meet with Fred you may contact his Marketing Associate @

Pam Power

Pam Power

Financial Security Advisor

Investment Representative

Pam is passionate and motivated to make a difference by taking the time to understand your personal and/or business financial goals, concerns, and needs. Pam’s focus is to ensure you are aware of your options when making financial decisions.  Born and raised in Coldbrook, Pam worked in the banking industry in Kentville for 5 years before moving to Halifax to further advance in her career.  After 21 years Pam decided to pursue a career with London Life as a Financial Security Advisor. Moving back to the Annapolis Valley provided Pam with the opportunity to join the Harvest Wealth Team where she has become the Primary Advisor at our Windsor office.  Pam is a Licensed Mutual Fund and Insurance Advisor and is currently working towards her Certified Financial Planning designation. Outside of the office she enjoys spending time with her friends and family and has a love for the outdoors.

If you would like to schedule an appointment with Pam you may contact her at

Debbie Wotton

Debbie Wotton

Marketing Associate | Group Benefits Administrator

As the daughter of a father in the Naval Armed Forces, Debbie traveled extensively with her family before settling in Dartmouth. She moved to Middleton in 1991, where she met and married her husband and they raised their two children. Debbie graduated from Kingstec with her Certificate in Business Administration with an Accounting Concentration. Since then Debbie has worked as an Administrative Assistant in financial and insurance services. Debbie specializes in supporting our Group Health Benefit clients and their employees with any questions regarding our plans. In her spare time, she is involved with Middleton Minor Soccer and was awarded the Annapolis Valley Volunteer of the Year Award in 2017.

Amber Jones

Amber Jones

Marketing Associate

Amber is often the first point of contact at HWM. As an administrator in our Kentville office, Amber works to ensure our client’s needs are met and exceeded. Amber is a graduate of NSCC with a degree in Financial Accounting. With almost a decade of experience in bookkeeping and office administration, Amber is a crucial member of our team.  When she’s not taking care of our clients she enjoys spending time with her family and friends.

Erika Sheen

Erika Sheen

Executive Assistant

Erika assists in the operation of our team to ensure things run smoothly. Born and raised in Moncton, Erika now calls Kentville home. With almost a decade in front-facing customer service roles; Erika helps manage client needs and is an integral part of our support network, aiding team members and clients alike. Erika has both a Bachelor of Arts; as well as, a Diploma in Business Administration. Erika spends her “downtime” at the hockey rink, the basketball court, or the soccer field with her husband and kids, and partakes in the occasional round of golf.

We invite you to meet with us for an initial ‘discovery session’ that will allow us to learn about you and for you to find out more about us – with no obligation to either side. If, after this conversation, we both see a potential fit, we would be pleased to prepare a complimentary proposal.

Insurance products, including segregated fund policies, are offered through Harvest Wealth Management Inc., and Investment Representatives Scott Nichols, David Reid, Lacey Conrad, and Megan (Verran) Wenckowski offer mutual funds and referral arrangements through Quadrus Investment Services Ltd.

Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.

Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.