Planting the seeds for
About Harvest Wealth Management
Engaging in a relationship of trust and providing value-added advice to individual and corporate clients in an ever changing environment
Everyone has a vision of how they would like to live and what they wish to be able to accomplish. Some visions are very clear, others are vague. Until you identify your dreams, no one can assist you in achieving them.
We are an independent organization with more than 100 years of combined, individual experience in the financial industry, that tailors financial solutions for clients by drawing from the largest names in the Canadian financial and insurance services.
Hours of Operation
Monday to Friday
28 Webster Court
Kentville, NS B4N 1H2
Phone (902) 678-2788
Fax (902) 678-2335
Toll-Free: (855) 360-7117
707 Main Street
PO Box 160
Kingston, NS B0P 1R0
Phone (902) 825-6000
Fax (902) 242-2412
Toll-Free (855) 360-7117
There are no positions available at this time. If you would like to be considered for future opportunities please e-mail your resume to firstname.lastname@example.org.
Resumes will be kept on file for 1 year
Products and Services
Here’s how we can help you
Registered Retirement Savings Plan (RRSP)
Registered Education Savings Plan (RESP)
Tax-Free Savings Account (TFSA)
Registered Disability Savings Plan (RDSP)
Health and Dental
Personal Financial Planning
Corporate Financial Planning
Business Succession Planning
Farm Succession Planning
Group Health and Dental Plans
Group Retirement Savings Plans
Best Doctors Insurance
Meet Our Team
We strive to earn the right to work with our valued clients in a personal and meaningful way.
Scott C. Nichols, BBA, EPC
As the president and owner of Harvest Wealth Management, Scott understands the importance of providing excellent financial advice and service. With his experience and team, he is committed to maintaining the reputation of HWM as a world-class wealth management organization. Scott was born and raised in the Annapolis Valley so he understands the needs and values of Nova Scotians. Scott graduated at Acadia University with his Bachelor of Business Administration and joined London Life Insurance in 1999 with his mentor Stephen Healy. In 2012, Scott opened Nichols Wealth Management which is now Harvest Wealth Management. Scott has also continued his education and received his Elder Planning designation (EPC) and has successfully completed the Canadian Securities Course and is working towards his Certified Financial Planner designation. He loves living in the valley spending his spare time with his wife and children; watching his children’s sporting events, occasionally golfing, or working on home improvements.
To meet with Scott you may email his Marketing Associate @ email@example.com
Stephen Healy, BSc Agr.
Stephen has a long successful history of offering financial advice. After completing high school, he studied at the Nova Scotia Agricultural College and the University of Guelph, graduating with a Bachelor of Science in Agriculture. He joined London Life in Halifax in 1976 as an advisor and a year later moved to the Annapolis Valley with his wife. Over the last 43 years, Steve has been trained in all aspects of Life Insurance and Financial Planning. This has allowed Steve to form long-term relationships and build trust with his community involvement as a member of the Kentville Rotary Club. Steve also continues to pursue his interest in agriculture, having served eleven years on the Nova Scotia Farm Loan Board and is also a member of the Dalhousie University Faculty of Agriculture Campaign Cabinet Committee. Steve spends his spare time with his wife, children and grandchildren at his cottage in Halls Harbour or at the family farm.
If you would like to meet with Stephen you may e-mail his Marketing Associate @ firstname.lastname@example.org
David Reid, BBA
Financial Security Advisor
Dave graduated from St. Francis Xavier with a Bachelor of Business Administration, specializing in Marketing. After school he joined London Life in 2009 with the desire to focus on helping clients plan for financial success, ultimately deciding to join Harvest Wealth in 2016. David understands the importance of building long-term relationships to better understand his client’s goals. When David is not in the office he is at the gym, on the golf course and spending time with his wife and kids.
If you would like to meet with David you may contact his Marketing Associate @ email@example.com
Megan (Verran) Wenckowski
Financial Security Advisor
Megan was born and raised in Bridgetown, NS. After high school, Megan moved to Alberta where she completed her degree and met her husband. Returning to Nova Scotia Megan began to explore career opportunities and found Harvest Wealth Management, a place where she could leverage her interest in educating families. As HWM’s newest Advisor Megan’s outgoing and compassionate personality puts her clients at ease. She is heavily involved in her community schools and is passionate about physical health. You may find her at the soccer field, and volleyball court and spending time with her husband and three children.
If you would like to meet with Megan you may contact her Marketing Associate @ firstname.lastname@example.org
Financial Security Advisor
Fred enjoys helping our clients meet their retirement goals so they can spend time doing what they enjoy. Fred graduated from NSCC with a diploma in accounting and has worked in the financial industry for 40 years. Fred has been a Financial Security Advisor with Harvest Wealth for 2 years. Born and raised in the valley Fred now lives in New Minas with his wife, Rosalie. When Fred’s not in the office you’ll find him spending time with his family, travelling and golfing.
If you would like to meet with Fred you may contact his Marketing Associate @ email@example.com
Financial Security Advisor
Pam is passionate and motivated to make a difference by taking the time to understand your personal and/or business financial goals, concerns, and needs. Pam’s focus is to ensure you are aware of your options when making financial decisions. Born and raised in Coldbrook, Pam worked in the banking industry in Kentville for 5 years before moving to Halifax to further advance in her career. After 21 years Pam decided to pursue a career with London Life as a Financial Security Advisor. Moving back to the Annapolis Valley provided Pam with the opportunity to join the Harvest Wealth Team where she has become the Primary Advisor at our Windsor office. Pam is a Licensed Mutual Fund and Insurance Advisor and is currently working towards her Certified Financial Planning designation. Outside of the office she enjoys spending time with her friends and family and has a love for the outdoors.
If you would like to schedule an appointment with Pam you may contact her at firstname.lastname@example.org
Financial Security Advisor
Excellent Customer Service is what Lacey prides herself on; always going above and beyond to understand your personal goals and help to formulate a plan to make your dreams, your reality.
Growing up in the Annapolis Valley, Lacey was no stranger to hard work. Having started her first job at 15, she was always very eager to learn and grow her knowledge bank. After high school, she continued her education completing her Bachelor of Business Administration from Acadia University. Finance always called to Lacey, and after University an opportunity arose for her to get some hands-on learning where she excelled. With 7 years of experience in the Financial Services Industry, Lacey is a Licensed Mutual Fund Advisor and has successfully completed the Canadian Securities Course. Lacey is currently working towards her Insurance License.
In her spare time, when Lacey isn’t reading a book, cooking up a storm or spending her time with her young nephews, Lacey is an avid animal lover and you can find her on the local trails, with her husband, walking their Siberian Husky Loki.
Lacey may be contacted at email@example.com
Marketing Associate | Group Benefits Administrator
As the daughter of a father in the Naval Armed Forces, Debbie traveled extensively with her family before settling in Dartmouth. She moved to Middleton in 1991, where she met and married her husband and they raised their two children. Debbie graduated from Kingstec with her Certificate in Business Administration with an Accounting Concentration. Since then Debbie has worked as an Administrative Assistant in financial and insurance services. Debbie specializes in supporting our Group Health Benefit clients and their employees with any questions regarding our plans. In her spare time, she is involved with Middleton Minor Soccer and was awarded the Annapolis Valley Volunteer of the Year Award in 2017.
Amber is often the first point of contact at HWM. As an administrator in our Kentville office, Amber works to ensure our client’s needs are met and exceeded. Amber is a graduate of NSCC with a degree in Financial Accounting. With almost a decade of experience in bookkeeping and office administration, Amber is a crucial member of our team. When she’s not taking care of our clients she enjoys spending time with her family and friends.
Erika assists in the operation of our team to ensure things run smoothly. Born and raised in Moncton, Erika now calls Kentville home. With almost a decade in front-facing customer service roles; Erika helps manage client needs and is an integral part of our support network, aiding team members and clients alike. Erika has both a Bachelor of Arts; as well as, a Diploma in Business Administration. Erika spends her “downtime” at the hockey rink, the basketball court, or the soccer field with her husband and kids, and partakes in the occasional round of golf.
We invite you to meet with us for an initial ‘discovery session’ that will allow us to learn about you and for you to find out more about us – with no obligation to either side. If, after this conversation, we both see a potential fit, we would be pleased to prepare a complimentary proposal.
Insurance products, including segregated fund policies, are offered through Harvest Wealth Management Inc., and Investment Representatives Scott Nichols, David Reid, Lacey Conrad, and Megan (Verran) Wenckowski offer mutual funds and referral arrangements through Quadrus Investment Services Ltd.
Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.
Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.